Best Cash Back Credit Cards

Earn the most cash back on everyday purchases

Cash back cards put real money back in your pocket with every purchase. From flat-rate simplicity to rotating category bonuses, these are the top cards for earning cash back on your everyday spending.

9 cards found

BEST CASH BACK CREDIT CARDS

Discover

Discover it Cash Back

4.7

Best for: Those who enjoy maximizing rotating categories

Annual Fee

$0

Rewards

1%–5%

Intro Offer

$300 value

Chase

Chase Freedom Unlimited

4.6

Best for: Everyday spending with no annual fee

Annual Fee

$0

Rewards

1.5%–5%

Intro Offer

$200 value

Capital One

Capital One SavorOne

4.5

Best for: Dining and entertainment enthusiasts

Annual Fee

$0

Rewards

1%–3%

Intro Offer

$200 value

Citi

Citi Double Cash

4.6

Best for: Maximizing flat-rate cash back

Annual Fee

$0

Rewards

2%

Intro Offer

$200 value

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American Express

Blue Cash Preferred from Amex

4.5

Best for: Families spending heavily on groceries

Annual Fee

$95

Rewards

1%–6%

Intro Offer

$250 value

Wells Fargo

Wells Fargo Active Cash

4.5

Best for: Simple flat-rate cash back seekers

Annual Fee

$0

Rewards

2%

Intro Offer

$200 value

Capital One

Capital One Quicksilver

4.4

Best for: Those who prefer simplicity over maximizing categories

Annual Fee

$0

Rewards

1.5%

Intro Offer

$200 value

Bank of America

Bank of America Customized Cash Rewards

4.3

Best for: Bank of America customers who want category flexibility

Annual Fee

$0

Rewards

1%–3%

Intro Offer

$200 value

Discover

Discover it Student Chrome

4.3

Best for: College students building credit

Annual Fee

$0

Rewards

1%–2%

Intro Offer

$100 value

Comparing the best cards

Credit CardBest ForAnnual FeeRewardsIntro OfferRating
Discover it Cash Back

Discover

Those who enjoy maximizing rotating categories$01%–5%$300 value
4.7
Chase Freedom Unlimited

Chase

Everyday spending with no annual fee$01.5%–5%$200 value
4.6
Capital One SavorOne

Capital One

Dining and entertainment enthusiasts$01%–3%$200 value
4.5
Citi Double Cash

Citi

Maximizing flat-rate cash back$02%$200 value
4.6
Blue Cash Preferred from Amex

American Express

Families spending heavily on groceries$95(waived yr 1)1%–6%$250 value
4.5
Wells Fargo Active Cash

Wells Fargo

Simple flat-rate cash back seekers$02%$200 value
4.5
Capital One Quicksilver

Capital One

Those who prefer simplicity over maximizing categories$01.5%$200 value
4.4
Bank of America Customized Cash Rewards

Bank of America

Bank of America customers who want category flexibility$01%–3%$200 value
4.3
Discover it Student Chrome

Discover

College students building credit$01%–2%$100 value
4.3

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