Best Credit Cards for Dining

Maximize rewards at restaurants and on food delivery

If dining out or ordering in is a major part of your budget, these cards offer bonus rewards of 3x or more at restaurants. Many also include perks like dining credits and priority reservations.

9 cards found

BEST CREDIT CARDS FOR DINING

Chase

Chase Sapphire Preferred

4.7

Best for: Frequent travelers who dine out often

Annual Fee

$95

Rewards

1x–5x

Intro Offer

$750 value

Chase

Chase Sapphire Reserve

4.5

Best for: Frequent luxury travelers

Annual Fee

$550

Rewards

1x–10x

Intro Offer

$900 value

American Express

American Express Gold Card

4.6

Best for: Foodies and grocery shoppers

Annual Fee

$250

Rewards

1x–4x

Intro Offer

$600 value

Chase

Chase Freedom Unlimited

4.6

Best for: Everyday spending with no annual fee

Annual Fee

$0

Rewards

1.5%–5%

Intro Offer

$200 value

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Capital One

Capital One SavorOne

4.5

Best for: Dining and entertainment enthusiasts

Annual Fee

$0

Rewards

1%–3%

Intro Offer

$200 value

Citi

Citi Premier

4.3

Best for: Diverse spenders who want travel rewards

Annual Fee

$95

Rewards

1x–3x

Intro Offer

$600 value

HSBC

HSBC Premier World Elite Mastercard

4

Best for: International travelers with HSBC accounts

Annual Fee

$95

Rewards

1x–3x

Intro Offer

$500 value

Bank of America

Bank of America Customized Cash Rewards

4.3

Best for: Bank of America customers who want category flexibility

Annual Fee

$0

Rewards

1%–3%

Intro Offer

$200 value

Discover

Discover it Student Chrome

4.3

Best for: College students building credit

Annual Fee

$0

Rewards

1%–2%

Intro Offer

$100 value

Comparing the best cards

Credit CardBest ForAnnual FeeRewardsIntro OfferRating
Chase Sapphire Preferred

Chase

Frequent travelers who dine out often$951x–5x$750 value
4.7
Chase Sapphire Reserve

Chase

Frequent luxury travelers$5501x–10x$900 value
4.5
American Express Gold Card

American Express

Foodies and grocery shoppers$2501x–4x$600 value
4.6
Chase Freedom Unlimited

Chase

Everyday spending with no annual fee$01.5%–5%$200 value
4.6
Capital One SavorOne

Capital One

Dining and entertainment enthusiasts$01%–3%$200 value
4.5
Citi Premier

Citi

Diverse spenders who want travel rewards$951x–3x$600 value
4.3
HSBC Premier World Elite Mastercard

HSBC

International travelers with HSBC accounts$95(waived yr 1)1x–3x$500 value
4
Bank of America Customized Cash Rewards

Bank of America

Bank of America customers who want category flexibility$01%–3%$200 value
4.3
Discover it Student Chrome

Discover

College students building credit$01%–2%$100 value
4.3

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