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Discover it Student Chrome
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Discover it Student Chrome
4.3
(876 reviews)studentcashback
Last verified March 2026
A student-friendly card with Cashback Match and good grades rewards.
Annual Fee
No annual fee
Purchase APR
16.49% – 25.49%
Rewards
1% base rate
Sign-Up Bonus
$100 value
Credit Score
Fair (580-669)
Foreign Txn Fee
None
Rewards Breakdown
2% dining & gas (up to $1,000/quarter), 1% everything else + Cashback Match
| Category | Rate |
|---|---|
| Gas Stations(Up to $1,000/quarter) | 2% |
| Dining(Up to $1,000/quarter) | 2% |
| Everything else | 1% |
Sign-Up Bonus
Cashback Match first year + $50 after first purchase in 3 months
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 16.49% – 25.49% |
| Intro APR (Purchases) | 0% for 6 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $41 |
Pros & Cons
Cashback Match doubles year 1 rewards
Good Grades Reward ($20)
No annual fee
Accepts limited credit history
Lower rewards rate
Discover less widely accepted
Low intro APR period (6 months)
Customer Reviews
4.3
876 reviews
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EC
Emma C.VerifiedNov 28, 2025
Perfect first credit card
Discover approved me as a freshman with no credit history. The Good Grades Reward is a nice bonus — $20 for maintaining a 3.0 GPA each year.
NY
Nathan Y.VerifiedSep 20, 2025
Good for students on a budget
2% on gas and dining covers my main expenses. The Cashback Match doubled my rewards first year which was awesome.
SL
Sophia L.VerifiedAug 12, 2025
Solid starter with room to grow
Using this while in school, plan to upgrade to the Discover it Cash Back after graduation. Great customer service too.