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Chase
Chase Freedom Unlimited
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VisaChase
Chase Freedom Unlimited
4.6
(2,105 reviews)cashbackrewards
Last verified March 2026
A versatile no-annual-fee card with solid cash back rates and an intro APR offer.
Annual Fee
No annual fee
Purchase APR
20.49% – 29.24%
Rewards
1.5% base rate
Sign-Up Bonus
$200 value
Credit Score
Good (670-749)
Foreign Txn Fee
3%
Rewards Breakdown
5% travel via Chase, 3% dining & drugstores, 1.5% everything else
| Category | Rate |
|---|---|
| Travel (Chase) | 5% |
| Dining | 3% |
| Drugstores | 3% |
| Everything else | 1.5% |
Sign-Up Bonus
$200 after spending $500 in 3 months
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 20.49% – 29.24% |
| Intro APR (Purchases) | 0% for 15 months |
| Intro APR (Balance Transfer) | 0% for 15 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | 3% |
| Late Fee | Up to $40 |
Pros & Cons
No annual fee
1.5% base cashback rate
0% intro APR for 15 months
Pairs well with Sapphire cards
3% foreign transaction fee
Requires good credit
Customer Reviews
4.7
2,105 reviews
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Alex R.VerifiedNov 10, 2025
My everyday workhorse card
1.5% on everything with no annual fee — it doesn't get simpler than this. I pair it with my Sapphire Preferred to transfer points.
TB
Tom B.VerifiedOct 30, 2025
Perfect companion card
Use this for everything that doesn't fall into a bonus category on my other cards. 1.5% adds up.
MG
Maria G.VerifiedAug 22, 2025
Solid starter card
The intro APR saved me when I had a big purchase to make. Great rewards for a no-fee card.