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American Express
Blue Cash Preferred from Amex
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American ExpressAmerican Express
Blue Cash Preferred from Amex
4.5
(1,432 reviews)cashback
Last verified March 2026
The best card for grocery shoppers with 6% back at U.S. supermarkets.
Annual Fee
$95 (waived first year)
Purchase APR
19.24% – 29.99%
Rewards
1% base rate
Sign-Up Bonus
$250 value
Credit Score
Good (670-749)
Foreign Txn Fee
2.7%
Rewards Breakdown
6% groceries & streaming, 3% transit & gas, 1% everything else
| Category | Rate |
|---|---|
| U.S. Supermarkets(Up to $6,000/year) | 6% |
| Streaming | 6% |
| Transit | 3% |
| Gas Stations | 3% |
| Everything else | 1% |
Sign-Up Bonus
$250 after spending $3,000 in 6 months
Fees & APR
| Annual Fee | $95 (waived first year) |
| Purchase APR | 19.24% – 29.99% |
| Intro APR (Purchases) | 0% for 12 months |
| Intro APR (Balance Transfer) | 0% for 12 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | 2.7% |
| Late Fee | Up to $40 |
Pros & Cons
6% at supermarkets is industry-leading
6% on streaming
Annual fee waived first year
Intro APR offer
$95 annual fee after year 1
6% grocery cap at $6,000/year
Not accepted everywhere (Amex)
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $120Annual fee: $95
Card pays for itself! You earn $25 more than the annual fee at this spend level.
Based on 1% base rewards rate. Bonus category spending may reduce your break-even point.
Customer Reviews
4.5
1,432 reviews
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KA
Karen A.VerifiedNov 22, 2025
Best grocery card hands down
6% at supermarkets is unbeatable. Our family spends about $500/month on groceries, so we earn $360/year just on that. The $95 fee pays for itself easily.
PV
Paul V.VerifiedSep 30, 2025
Great if you max the categories
The 6% grocery and streaming categories are fantastic. Just note the $6,000 annual cap on groceries — after that it drops to 1%.